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Is it time to sell your home?

Retirement can be one of the most enjoyable and rewarding periods of your life, but getting older can be challenging. Although you'll have a lot more free time to pursue activities and hobbies you may not have had time for while you were working, ageing can make it harder to do the things you love. One question many people ask themselves as the get older is whether or not to sell their home.

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Are you paying too much tax?

Nobody likes paying taxes, but if you're not careful, the Inland Revenue could end up taking more than it is entitled to. Older people sometimes pay too much tax because affording an accountant can be prohibitive to many pensioners, and because taxation regulations can be very complicated, especially if you're claiming various allowances in government support. If you think you're paying too much in tax, follow these tips to make sure the Inland Revenue gets precisely what its owed, and not a penny more:

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Should you write a living will?

Many people associate the writing of wills with resigning themselves to the fact that they don't have long left. In fact, drafting a will can be one of the most helpful things you can do to prepare for the inevitable and ensure your wishes are carried out as you'd like them to be. A living will is similar, except that it enables you to take an "advanced decision" in case you become unable to make important choices for yourself while you are still alive. This can not only provide you with great peace of mind, it can also help your loved ones make the necessary arrangements when the time comes.

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Choosing the right assisted living community for your loved one

When it comes to choosing between retirement homes for ageing relatives, there are many things to consider. In addition to the cost, factors such as the distance from your home to the nursing home are important, as are the quality of life and medical facilities available. One of the most important points to remember, however, is that every person is different, and the unique needs of your loved one should be your primary concern.

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